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What is Canada Routing / Transit Number?

A routing number identifies your bank or financial institution particular branch & this code is used for local bank account fund transfer. In Canada bank routing code lenth is eight digits & it'll printed on your personal cheque leaf.

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Routing Number Details of CENTRAL 1 CREDIT UNION, PENFINANCIAL CREDIT UNION LTD Branch

The Routing Number of Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is 082862472

Institution Type CREDIT UNION
Institution Name CENTRAL 1 CREDIT UNION
Institution Code 828

(The Institution Code is the last three digits of the MICR / Transit Number.)
Branch Name PENFINANCIAL CREDIT UNION LTD
Branch Code / Transit 62472

(The Branch Code / Transit is the first five digits of the MICR / Transit Number.)
Routing Number 082862472

(Routing number electronic payment format.)

(Use for electronic fund transfers across the country.)

MICR Code / TRANSIT Number 62472-828

(Routing number MICR-encoded paper payment format.)

Canadian Clearing Code (CC) //CC082862472

(Also known as Canadian sort code.)
Chips UID N/A Updated soon
Address FONTHILL, 130 HIGHWAY 20 EAST
City Name FONTHILL
State Name ONTARIO
State Code ON
Postal Code L0S 1E0
SWIFT Code CUCXCATTXXX

(Use for international fund transfers.)
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About About CENTRAL 1 CREDIT UNION, PENFINANCIAL CREDIT UNION LTD Branch

General Information :

The Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is Located in Fonthill City, Ontario . Address is: Fonthill, 130 Highway 20 East , Fonthill , Ontario , Postal Code - L0s 1e0.
Institution Code is : 828, Branch Code is : 62472, Canadian Clearing Code (CC) / Sort Code is : //CC082862472, Chips UID is : N/A Updated soon.
The Routing Code of Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is : 082862472
The MICR Code / Transit Number of Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is : 62472-828
The SWIFT/BIC Code of Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is : CUCXCATTXXX

Bank Operational Hours:

Bank Working Hours: Monday - Friday (Expect Saturday, Sunday, public holidays) , 10 A.M - 4 P.M (Generic Timings*) (Fridays most are open until 6 pm & Retail outlets are open 7 days a week.) (* Please keep in mind that bank hours differ from branch to branch.)
Lunch is usually served between 1 and 2 p.m. (May vary from branch to branch). However, bank employees ate their lunch in batches to avoid disrupting business, and you can visit the bank at any time during lunch.

Breakdown of Central 1 Credit Union, Penfinancial Credit Union Ltd Branch Routing Number

0

8

2

8

6

2

4

7

2

Leading Zero

Financial Institution Code

Branch Transit Number

The first one digit (0) leading zero & it's used for formatting the Canadian routing number in an electronic transaction.

Next three digits (828) is financial institution code. It's identifying the financial institution & here it's representing Central 1 Credit Union.

Last five digits is (62472) - It's an unique identifier no for the particular financial institution branch & here it's representing Central 1 Credit Union, Penfinancial Credit Union Ltd Branch.


Breakdown of Central 1 Credit Union, Penfinancial Credit Union Ltd Branch MICR Code / Transit Number

6

2

4

7

2

-

8

2

8

Branch Transit Number

Financial Institution Number

The first five digits (62472) is the branch transit number, here it's representing Central 1 Credit Union Bank, Penfinancial Credit Union Ltd Branch.

Next three digits (828) is bank / financial institution code & here it's representing Central 1 Credit Union.

FAQ

The Central 1 Credit Union Penfinancial Credit Union Ltd branch is located in Fonthill, 130 Highway 20 East , Fonthill City, Postal Code - L0s 1e0, Ontario , Canada.

The Routing Number of Central 1 Credit Union, Penfinancial Credit Union Ltd Branch is: 082862472

The MICR Code / Transit Number of Central 1 Credit Union , Penfinancial Credit Union Ltd Branch is 62472-828

The Institution Code or Bank Code of Central 1 Credit Union is : 828.

The Branch Number / Transit Number of Penfinancial Credit Union Ltd Branch is : 62472.

The Canadian Clearing Code (CC) of Penfinancial Credit Union Ltd Branch is : //CC082862472.

The Chips UID of Penfinancial Credit Union Ltd Branch is : N/a Updated Soon.

The SWIFT / BIC Code of Central 1 Credit Union, Penfinancial Credit Union Ltd Branch is : CUCXCATTXXX

Canada Bank Routing Number & Transit Number


What is Canada Bank Routing Number?

In Canada, bank codes are referred to as routing numbers. Routing numbers are eight numerical digits with a dash between the fifth and sixth digit for paper financial documents encoded with magnetic ink character recognition and nine numerical digits without dashes for electronic funds transfers.

Payments Canada, formerly known as the Canadian Payments Association, regulates routing numbers to allow easy identification of the branch location and financial institution associated with an account.

Formation of the Canada Bank Routing Number

A routing number is made up of a five-digit transit number (also known as a branch number) that identifies the branch where an account is held and a three-digit financial institution number that corresponds to the financial institution.

For example, For MICR-encoded documents, use AAAAA-BBB. The number is given in one of the following formats, where AAAAA represents the transit number and BBB represents the financial institution number: For electronic funds transfers, use 0BBBAAAAA. When formatting a routing number for electronic payments, a leading zero is used.


Example : Breakdown of the Canada Bank Routing Number

0

X

X

X

Y

Y

Y

Y

Y

Leading Zero

Financial Institution Code

Branch Transit Number


Example : Breakdown of the Canada Bank MICR / Transit Number

X

X

X

X

X

-

Y

Y

Y

Branch Transit Number

Financial Institution Number


Applications of A Canadian Bank routing Number

A Canadian bank routing number is used for a variety of financial transactions.

  • Direct deposits.
  • Making bill payments.
  • Depositing salary or pension.
  • Cheque payment, and
  • Wire transfers.

With very few exceptions, the last digit of a Canadian bank transit number designates the location of the branch.

Branch numbers ending with :

Number Location
0 British Columbia and Yukon.
1 Western Québec including Montreal and surrounding areas.
2 Ontario including Toronto and surrounding area.
3 Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador.
4 New Brunswick.
5 Eastern Québec including Labrador.
6 Eastern Ontario including Ottawa and surrounding area.
7 Manitoba and North-Western Ontario.
8 Saskatchewan.
9 Alberta, the Northwest Territories and Nunavut.

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