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What is Canada Routing / Transit Number?

A routing number identifies your bank or financial institution particular branch & this code is used for local bank account fund transfer. In Canada bank routing code lenth is eight digits & it'll printed on your personal cheque leaf.

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Routing Number Details of BANK OF MONTREAL, ELM & FIRST AVENUE Branch

The Routing Number of Bank Of Montreal , Elm & First Avenue Branch is 000104532

Institution Type BANK
Institution Name BANK OF MONTREAL
Institution Code 001

(The Institution Code is the last three digits of the MICR / Transit Number.)
Branch Name ELM & FIRST AVENUE
Branch Code / Transit 04532

(The Branch Code / Transit is the first five digits of the MICR / Transit Number.)
Routing Number 000104532

(Routing number electronic payment format.)

(Use for electronic fund transfers across the country.)

MICR Code / TRANSIT Number 04532-001

(Routing number MICR-encoded paper payment format.)

Canadian Clearing Code (CC) //CC000104532

(Also known as Canadian sort code.)
Chips UID 046440

(Clearing house interbank payments system universal identifier.)
Address 300 ELM STREET
City Name ST THOMAS
State Name ONTARIO
State Code ON
Postal Code N5R 1J7
SWIFT Code BOFMCAM2XXX

(Use for international fund transfers.)
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About About BANK OF MONTREAL, ELM & FIRST AVENUE Branch

General Information :

The Bank Of Montreal , Elm & First Avenue Branch is Located in St Thomas City, Ontario . Address is: 300 Elm Street , St Thomas , Ontario , Postal Code - N5r 1j7.
Institution Code is : 001, Branch Code is : 04532, Canadian Clearing Code (CC) / Sort Code is : //CC000104532, Chips UID is : 046440.
The Routing Code of Bank Of Montreal , Elm & First Avenue Branch is : 000104532
The MICR Code / Transit Number of Bank Of Montreal , Elm & First Avenue Branch is : 04532-001
The SWIFT/BIC Code of Bank Of Montreal , Elm & First Avenue Branch is : BOFMCAM2XXX

Bank Operational Hours:

Bank Working Hours: Monday - Friday (Expect Saturday, Sunday, public holidays) , 10 A.M - 4 P.M (Generic Timings*) (Fridays most are open until 6 pm & Retail outlets are open 7 days a week.) (* Please keep in mind that bank hours differ from branch to branch.)
Lunch is usually served between 1 and 2 p.m. (May vary from branch to branch). However, bank employees ate their lunch in batches to avoid disrupting business, and you can visit the bank at any time during lunch.

Breakdown of Bank Of Montreal, Elm & First Avenue Branch Routing Number

0

0

0

1

0

4

5

3

2

Leading Zero

Financial Institution Code

Branch Transit Number

The first one digit (0) leading zero & it's used for formatting the Canadian routing number in an electronic transaction.

Next three digits (001) is financial institution code. It's identifying the financial institution & here it's representing Bank Of Montreal.

Last five digits is (04532) - It's an unique identifier no for the particular financial institution branch & here it's representing Bank Of Montreal, Elm & First Avenue Branch.


Breakdown of Bank Of Montreal, Elm & First Avenue Branch MICR Code / Transit Number

0

4

5

3

2

-

0

0

1

Branch Transit Number

Financial Institution Number

The first five digits (04532) is the branch transit number, here it's representing Bank Of Montreal Bank, Elm & First Avenue Branch.

Next three digits (001) is bank / financial institution code & here it's representing Bank Of Montreal.

FAQ

The Bank Of Montreal Elm & First Avenue branch is located in 300 Elm Street , St Thomas City, Postal Code - N5r 1j7, Ontario , Canada.

The Routing Number of Bank Of Montreal, Elm & First Avenue Branch is: 000104532

The MICR Code / Transit Number of Bank Of Montreal , Elm & First Avenue Branch is 04532-001

The Institution Code or Bank Code of Bank Of Montreal is : 001.

The Branch Number / Transit Number of Elm & First Avenue Branch is : 04532.

The Canadian Clearing Code (CC) of Elm & First Avenue Branch is : //CC000104532.

The Chips UID of Elm & First Avenue Branch is : 046440.

The SWIFT / BIC Code of Bank Of Montreal, Elm & First Avenue Branch is : BOFMCAM2XXX

Other related branches from BANK OF MONTREAL, ONTARIO , ST THOMAS

EAST END BRANCH, BANK OF MONTREAL ROUTING NO

Routing Code : 000124052
MICR Code : 24052-001
Address : 739 TALBOT ST.
City : ST THOMAS
State : ONTARIO

UNKNOWN BRANCH, BANK OF MONTREAL ROUTING NO

Routing Code : 000100272
MICR Code : 00272-001
Address : 739-743 TALBOT ST.
City : ST THOMAS
State : ONTARIO

Canada Bank Routing Number & Transit Number


What is Canada Bank Routing Number?

In Canada, bank codes are referred to as routing numbers. Routing numbers are eight numerical digits with a dash between the fifth and sixth digit for paper financial documents encoded with magnetic ink character recognition and nine numerical digits without dashes for electronic funds transfers.

Payments Canada, formerly known as the Canadian Payments Association, regulates routing numbers to allow easy identification of the branch location and financial institution associated with an account.

Formation of the Canada Bank Routing Number

A routing number is made up of a five-digit transit number (also known as a branch number) that identifies the branch where an account is held and a three-digit financial institution number that corresponds to the financial institution.

For example, For MICR-encoded documents, use AAAAA-BBB. The number is given in one of the following formats, where AAAAA represents the transit number and BBB represents the financial institution number: For electronic funds transfers, use 0BBBAAAAA. When formatting a routing number for electronic payments, a leading zero is used.


Example : Breakdown of the Canada Bank Routing Number

0

X

X

X

Y

Y

Y

Y

Y

Leading Zero

Financial Institution Code

Branch Transit Number


Example : Breakdown of the Canada Bank MICR / Transit Number

X

X

X

X

X

-

Y

Y

Y

Branch Transit Number

Financial Institution Number


Applications of A Canadian Bank routing Number

A Canadian bank routing number is used for a variety of financial transactions.

  • Direct deposits.
  • Making bill payments.
  • Depositing salary or pension.
  • Cheque payment, and
  • Wire transfers.

With very few exceptions, the last digit of a Canadian bank transit number designates the location of the branch.

Branch numbers ending with :

Number Location
0 British Columbia and Yukon.
1 Western Québec including Montreal and surrounding areas.
2 Ontario including Toronto and surrounding area.
3 Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador.
4 New Brunswick.
5 Eastern Québec including Labrador.
6 Eastern Ontario including Ottawa and surrounding area.
7 Manitoba and North-Western Ontario.
8 Saskatchewan.
9 Alberta, the Northwest Territories and Nunavut.

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