INDIAN OVERSEAS BANK, TAMIL NADU, VELLORE, VELLORE

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IFSC & MICR Code Details of INDIAN OVERSEAS BANK, VELLORE Branch

The IFSC Code of Indian Overseas Bank , Vellore Branch is IOBA0000103

Bank Name	INDIAN OVERSEAS BANK
IFSC Code	IOBA0000103 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.)
MICR Code	632020002 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.)
Branch Name	VELLORE
Address	59, BANGALORE RD, VELLORE
State Name	TAMIL NADU
District Name	VELLORE
City Name	BANGALORE
Branch Code	000103 (Last six digits of IFSC code represent Branch code.)
Contact Number	2223863
SWIFT Code	Find the Vellore Branch of Indian Overseas Bank SWIFT / BIC Code Here
Website	https://www.iob.in
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About Indian Overseas Bank, Vellore Branch

General Information :

The Indian Overseas Bank , Vellore Branch is Located in Tamil Nadu State, Vellore District, Bangalore City in India. Address is: 59, Bangalore Rd, Vellore .
The IFSC Code of Indian Overseas Bank , Vellore Branch is: IOBA0000103
The MICR Code of Indian Overseas Bank , Vellore Branch is: 632020002
Contact No is - 2223863

Bank Operating Hours :

Bank Working Hours: Monday - Saturday (Expect sunday, public holidays, second & fourth saturday of every month) , 10 A.M - 4 P.M (Generic Timings*)
(* Do note that these bank timings vary from branch to branch.)
Lunch Timeing - Usally 1.30P.M - 3P.M (May vary from branch to branch). However bank employees took their lunch in batches so that the business is not affected & you can visit the bank at any time during lunch time.

Timing of Transactions :

NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT) is available 24x7 with effect from Dec 16, 2019. National Electronic Fund Transfer is done in batches every half hour. There are twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays. (latest update on 26 August 2019)

Breakdown of Indian Overseas Bank, Vellore Branch IFSC Code

I	O	B	A	0	0	0	0	1	0	3
Bank Code				Future Use	Branch Code

The first four digits (IOBA) is bank code & representing the Indian Overseas Bank.

Next one digit is generally (0) zero - it's reserved for future use.

Last six digits is (000103) - It's an unique identifier no for the particular branch & here it's representing Indian Overseas Bank , Vellore Branch.

Breakdown of Indian Overseas Bank, Vellore Branch MICR Code

6	3	2	0	2	0	0	0	2
City Code			Bank Code			Branch Code

The first three digits (632) represent the city code, here it's representing Bangalore city. They are aligned with the pin code that we use for postal address in India.

Next three digits (020) is bank code & here it's representing Indian Overseas Bank.

Last three digits is (002) - It's an unique identifier no for the specific branch & here it's representing Indian Overseas Bank , Vellore Branch.

FAQ

What is the IFSC Code of Indian Overseas Bank, Vellore Branch ?

The IFSC Code of Indian Overseas Bank, Vellore Branch is: IOBA0000103

What is the MICR Code of Indian Overseas Bank, Vellore Branch ?

The MICR Code of Indian Overseas Bank , Vellore Branch is: 632020002

What is the Branch Code of Indian Overseas Bank , Vellore Branch?

The Branch Code of the Indian Overseas Bank , Vellore Branch is 000103. Last six digits of IFSC code represent Branch code.

What is the Address of Vellore Branch of Indian Overseas Bank ?

The Indian Overseas Bank Vellore branch is located in Tamil Nadu state, Vellore district , Bangalore city. The Full Address is: 59, Bangalore Rd, Vellore

What is the Contact Number of Vellore Branch of Indian Overseas Bank ?

The Contact Number of Indian Overseas Bank , Vellore Branch is 2223863

What is the Official Website of Indian Overseas Bank ?

The Official Website of Indian Overseas Bank is - https://www.iob.in

Disclaimer: All the information is given carefully. But please read our disclaimer before you use any information from this website.

Other related branches from INDIAN OVERSEAS BANK, TAMIL NADU, VELLORE

IFSC Code : IOBA0001684
MICR Code : 632020005
State : TAMIL NADU
City : VELLORE

IFSC Code : IOBA0000634
MICR Code : 632020003
State : TAMIL NADU
City : VELLORE

IFSC Code : IOBA0002779
MICR Code : 632020012
State : TAMIL NADU
City : VELLORE

IFSC Code : IOBA0000027
MICR Code : 632020302
State : TAMIL NADU
City : GUDIYATHAM

IFSC Code : IOBA0001974
MICR Code : 635020104
State : TAMIL NADU
City : WALAJAPET

IFSC Code : IOBA0000213
MICR Code : 632020007
State : TAMIL NADU
City : VELLORE

IFSC Code : IOBA0001300
MICR Code : 631020102
State : TAMIL NADU
City : ARKONAM

IFSC Code : IOBA0002778
MICR Code : WAITING
State : TAMIL NADU
City : GUDIYATHAM

IFSC Code : IOBA0002484
MICR Code : 633020011
State : TAMIL NADU
City : KATPADI

Bank IFSC and MICR Code

What is an IFSC Code?

The Indian Financial System Code (IFSC) is a unique 11-digit alphanumeric code used for online fund transfer transactions via NEFT, RTGS, and IMPS. The IFSC code can be found on the cheque leaf provided by the bank. The IFSC codes are assigned to banks by the Reserve Bank of India (RBI).

Formation of the IFSC Code

The formation of IFSC code is as follows:

The first four letters of the IFSC Code are the bank code.
The next one digit is a generic (0) zero and is reserved for future use, and.
The last six digits are a unique identifier number for the specific financial institution or bank branch.

Example : Breakdown of the IFSC Code

A	B	C	D	0	1	2	3	4	5	6
Bank Code				Reserved for Future Use	Unique Branch Code

Applications of IFSC Code

The following are some applications of IFSC Code:

Aids in the unique identification of a specific bank branch.
Used for all electronic methods of payment such as NEFT, RTGS, and IMPS.
Assists in the elimination of errors in the fund transfer process.

What is MICR Code?

Magnetic Ink Character Recognition (MICR) is a 9-digit code that aids in the identification of a specific bank branch that is a part of the Electronic Clearing System (ECS), which is used to routinely clear cheques.

This code can be found on the bank's cheque leaf and is usually printed on the passbook that is given to the account holder.

Formation of the MICR Code

The formation of MICR code is as follows:

The first three digits of the MICR Code are the city code, and they are aligned with the pin code that we use for postal addresses in India.
The next three digits are the bank code, and
The last three digits are the branch code. This is a unique identifier number for a specific financial institution or bank branch.

Example : Breakdown of the MICR Code

1	2	3	4	5	6	7	8	9
City Code			Bank Code			Branch Code

Applications of MICR Code

The following are some applications for MICR Code:

Aids in the authentication of cheques and other paper documents.
It is used to expedite the processing of cheques.
The MICR code assists the RBI in determining the location of the bank branch.

Where to Find IFSC & MICR Code ?

There are numerous ways to find the IFSC and MICR codes quickly, including the official bank website, the RBI (Reserve Bank of India) website, bank passbooks, checkbooks, and our IFSC and MICR code finder tool.

1. Find the IFSC and MICR codes in your bank passbook
The popular and convenient item that is available to customers is Passbook. Simply open the first page of the passbook, where you can quickly locate the IFSC code and MICR code on the top or right side, depending on the bank.
2. Find the IFSC and MICR codes in the checkbook
If you have a checkbook, the IFSC code for your specific bank branch can be found on the top-left or top side of each check leaf. Look at the bottom side of the check leaf, where the MICR code is written, for the code.
3. Find the IFSC and MICR code from the Bank Official Website & RBI (Reserve Bank Of India) Website
You can find the IFSC and MICR codes for your bank branch by visiting the relevant official bank website and logging in with your user ID, customer ID, and password if you use online banking or internet banking. Additionally, both of these codes are available on the Reserve Bank of India (RBI) website.
4. Use our IFSC & MICR Code Finder Tool to obtain the IFSC and MICR codes
Utilizing our IFSC & MICR code finder tool is the easiest and best way to locate the branch IFSC code and MICR code for your specific bank. We have over 142000+ records of IFSC & MICR codes listed on our website so you can find any bank's branch, no matter how big or small. Simply choose any bank from the list, then branch, district, and state.

FAQ on IFSC and MICR Codes

Q. Do the IFSC codes change?

A. In general, no, but if a bank merges or something, the RBI (Reserve Bank of India) will only issue the new IFSC code and the old one will be deactivated.

Q. How do I use the IFSC code to transfer money?

A. Using an IFSC code to transfer funds from one bank to another or from different accounts within the same bank is a simple solution. When attempting to transfer funds via online banking methods such as NEFT, RTGS, IMPS, and others, you will need the customer name, bank account number, and IFSC code.

Q. Are the branch code and IFSC code the same?

A. No. The Reserve Bank of India (RBI) created the eleven-digit alphanumeric IFSC code to uniquely identify each individual bank branch. The branch code, which identifies a specific bank branch, is a component of the IFSC code. The branch code is the final six digits of the IFSC code, and it is also printed on the first page of your bank passbook.

Q. Is it safe to share IFSC and MICR codes?

A.The IFSC and MICR codes for each branch of an Indian bank are unmatched and crucial for online money transfers in India. Every bank ensures the security of the fund transfer, and neither the IFSC nor the MICR codes may be used for theft, fraud, or spamming.