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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB02
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB02 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416002 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | DR. ATMARAM BORKAR ROAD, PANAJI GOA |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB02 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2223639 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB03
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB03 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416003 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | NEPTUNE HOTEL BUILDING, MENEZES BRAGANZA ROAD.PANAJI GOA |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB03 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2227923 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB04
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB04 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416004 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | CITADEL BUILDING,NEAR MUNICIPAL MARKET,PANAJI GOA |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB04 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2224034 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB05
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB05 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416005 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | NEAR MUSTIFUND PRIMARY SCHOOL, MALA, PANAJI GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB05 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2223161 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB06
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB06 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416006 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | POOJA BUILDING, NEXT TO DHEMPE COLLEGE, MIRAMAR GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB06 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2464191 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB07
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB07 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416007 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | COLACO BUILDING, LOURENCO,CAETANO MONTEIRO ROAD, MARGAO GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB07 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2730194 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB08
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB08 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416008 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | SUSHILA APARTMENTS, GR. FLOOR, OPP.TILAK MAIDAN, FRANCISCO LUIS GOMES ROAD, VASCO-DA-GAMA GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB08 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2512079 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB09
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB09 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416009 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | PAI HOUSE, UPPER GR.FLOOR, SADAR, PONDA GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB09 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2312580 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB10
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB10 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416010 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | LAAD BUILDING,, CURCHOREM GOA |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB10 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2650645 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB11
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB11 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416011 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | NEAR O COQUEIRO, PORVORIM -GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB11 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2417690 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB13
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB13 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416013 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | CHURCH BUILDING,CAVELOSSIM,SALCETE-GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB13 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2871396 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB14
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB14 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416014 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | NEAR TELEPHONE EXCHANGE,, CUNCOLIM GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB14 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2763018 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB15
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB15 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416015 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | FATIMA MANZIL, BAINA, VASCO-DA-GAMA GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB15 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2512883 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB17
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB17 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416017 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | RAIKAR BUILDING,1ST FLOOR, CANACONA GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB17 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2643346 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB18
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB18 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416018 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | SARASWAT VIDAYALAYA BUILDING, NEAR POST OFFICE,MAPUSA GOA |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB18 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2262020 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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IFSC & MICR Code Details of HDFC BANK, THE GOA URBAN CO OP BANK LTD Branch
The IFSC Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is HDFC0CGUB19
| Bank Name | HDFC BANK |
| IFSC Code | HDFC0CGUB19 (Used for electronic fund transfer such as NEFT, RTGS, IMPS across India for domestic fund transfer purposes.) |
| MICR Code | 403416019 (Required to mention the MICR code while filing up various financial transaction forms such as investment forms or SIP form or for transferring funds.) |
| Branch Name | THE GOA URBAN CO OP BANK LTD |
| Address | F-1-2-3, FIRST FLOOR, PROFIT CENTRE,OPP BUS STAND, MADEL, MARGAO GOA. |
| State Name | GOA |
| District Name | NORTH GOA |
| City Name | PANAJI |
| Branch Code | CGUB19 (Last six digits of IFSC code represent Branch code.) |
| Contact Number | 2700405 |
| SWIFT Code | Find the The Goa Urban Co Op Bank Ltd Branch of Hdfc Bank SWIFT / BIC Code Here |
| Website | https://www.hdfcbank.com |
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General Information :
The Hdfc Bank ,
The Goa Urban Co Op Bank Ltd Branch is Located in
Goa State,
North Goa District,
Panaji City in India.
Address is: F-1-2-3, First Floor, Profit Centre,opp Bus Stand, Madel, Margao Goa. .
The IFSC Code of Hdfc Bank ,
The Goa Urban Co Op Bank Ltd Branch is: HDFC0CGUB19
The MICR Code of Hdfc Bank ,
The Goa Urban Co Op Bank Ltd Branch is: 403416019
Contact No is - 2700405
Bank Operating Hours :
Bank Working Hours: Monday - Saturday (Expect sunday, public
holidays, second & fourth saturday of every month) , 10 A.M - 4 P.M
(Generic Timings*)
(* Do note that these bank timings vary from branch to branch.)
Lunch Timeing - Usally 1.30P.M - 3P.M (May vary from branch to branch).
However bank employees took their lunch in batches so that the business is not affected
& you can visit the bank at any time during lunch time.
Timing of Transactions :
NEFT Timeing - As per RBI guidelines, National Electronic Funds Transfer (NEFT)
is available 24x7 with effect from Dec 16, 2019.
National Electronic Fund Transfer is done in batches every half hour. There are
twenty-three batches in total operating between the hours.
RTGS Timing - Monday-Satureday - 7:00 AM to 6.00 PM & Inter-bank transactions
can be performed from 7 A.M to 7:45 P.M Except 2nd & 4th Saturday, Sundays and Holidays.
(latest update on 26 August 2019)
Breakdown of Hdfc Bank, The Goa Urban Co Op Bank Ltd Branch IFSC Code
| H | D | F | C | 0 | C | G | U | B | 1 | 9 |
| Bank Code | Future Use | Branch Code | ||||||||
The first four digits
(HDFC) is bank code &
representing the Hdfc Bank.
Next one digit is generally
(0) zero - it's
reserved for future use.
Last six digits is
(CGUB19) - It's an
unique identifier no for the particular branch & here it's representing
Hdfc Bank ,
The Goa Urban Co Op Bank Ltd Branch.
Breakdown of Hdfc Bank, The Goa Urban Co Op Bank Ltd Branch MICR Code
| 4 | 0 | 3 | 4 | 1 | 6 | 0 | 1 | 9 |
| City Code | Bank Code | Branch Code | ||||||
The first three digits
(403) represent the
city code, here it's representing
Panaji city. They are aligned with
the pin code that we use for postal
address in India.
Next three digits
(416) is bank code &
here it's representing Hdfc Bank.
Last three digits is
(019) - It's an unique
identifier no for the specific branch & here it's representing
Hdfc Bank ,
The Goa Urban Co Op Bank Ltd Branch.
FAQ
The IFSC Code of Hdfc Bank, The Goa Urban Co Op Bank Ltd Branch is: HDFC0CGUB19
The MICR Code of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is: 403416019
The Branch Code of the Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is CGUB19. Last six digits of IFSC code represent Branch code.
The Hdfc Bank The Goa Urban Co Op Bank Ltd branch is located in Goa state, North Goa district , Panaji city. The Full Address is: F-1-2-3, First Floor, Profit Centre,opp Bus Stand, Madel, Margao Goa.
The Contact Number of Hdfc Bank , The Goa Urban Co Op Bank Ltd Branch is 2700405
The Official Website of Hdfc Bank is - https://www.hdfcbank.com
Bank IFSC and MICR Code
What is an IFSC Code?
The Indian Financial System Code (IFSC) is a unique 11-digit alphanumeric code used for online fund transfer transactions via NEFT, RTGS, and IMPS. The IFSC code can be found on the cheque leaf provided by the bank. The IFSC codes are assigned to banks by the Reserve Bank of India (RBI).
Formation of the IFSC Code
The formation of IFSC code is as follows:
- The first four letters of the IFSC Code are the bank code.
- The next one digit is a generic (0) zero and is reserved for future use, and.
- The last six digits are a unique identifier number for the specific financial institution or bank branch.
Example : Breakdown of the IFSC Code
A | B | C | D | 0 | 1 | 2 | 3 | 4 | 5 | 6 |
Bank Code | Reserved for Future Use | Unique Branch Code | ||||||||
Applications of IFSC Code
The following are some applications of IFSC Code:
- Aids in the unique identification of a specific bank branch.
- Used for all electronic methods of payment such as NEFT, RTGS, and IMPS.
- Assists in the elimination of errors in the fund transfer process.
What is MICR Code?
Magnetic Ink Character Recognition (MICR) is a 9-digit code that aids in the identification of a specific bank branch that is a part of the Electronic Clearing System (ECS), which is used to routinely clear cheques.
This code can be found on the bank's cheque leaf and is usually printed on the passbook that is given to the account holder.
Formation of the MICR Code
The formation of MICR code is as follows:
- The first three digits of the MICR Code are the city code, and they are aligned with the pin code that we use for postal addresses in India.
- The next three digits are the bank code, and
- The last three digits are the branch code. This is a unique identifier number for a specific financial institution or bank branch.
Example : Breakdown of the MICR Code
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
City Code | Bank Code | Branch Code | ||||||
Applications of MICR Code
The following are some applications for MICR Code:
- Aids in the authentication of cheques and other paper documents.
- It is used to expedite the processing of cheques.
- The MICR code assists the RBI in determining the location of the bank branch.
Where to Find IFSC & MICR Code ?
There are numerous ways to find the IFSC and MICR codes quickly, including the official bank website, the RBI (Reserve Bank of India) website, bank passbooks, checkbooks, and our IFSC and MICR code finder tool.
- 1. Find the IFSC and MICR codes in your bank passbookThe popular and convenient item that is available to customers is Passbook. Simply open the first page of the passbook, where you can quickly locate the IFSC code and MICR code on the top or right side, depending on the bank.
- 2. Find the IFSC and MICR codes in the checkbookIf you have a checkbook, the IFSC code for your specific bank branch can be found on the top-left or top side of each check leaf. Look at the bottom side of the check leaf, where the MICR code is written, for the code.
- 3. Find the IFSC and MICR code from the Bank Official Website & RBI (Reserve Bank Of India) WebsiteYou can find the IFSC and MICR codes for your bank branch by visiting the relevant official bank website and logging in with your user ID, customer ID, and password if you use online banking or internet banking. Additionally, both of these codes are available on the Reserve Bank of India (RBI) website.
- 4. Use our IFSC & MICR Code Finder Tool to obtain the IFSC and MICR codesUtilizing our IFSC & MICR code finder tool is the easiest and best way to locate the branch IFSC code and MICR code for your specific bank. We have over 142000+ records of IFSC & MICR codes listed on our website so you can find any bank's branch, no matter how big or small. Simply choose any bank from the list, then branch, district, and state.
FAQ on IFSC and MICR Codes
Q. Do the IFSC codes change?
A. In general, no, but if a bank merges or something, the RBI (Reserve Bank of India) will only issue the new IFSC code and the old one will be deactivated.
Q. How do I use the IFSC code to transfer money?
A. Using an IFSC code to transfer funds from one bank to another or from different accounts within the same bank is a simple solution. When attempting to transfer funds via online banking methods such as NEFT, RTGS, IMPS, and others, you will need the customer name, bank account number, and IFSC code.
Q. Are the branch code and IFSC code the same?
A. No. The Reserve Bank of India (RBI) created the eleven-digit alphanumeric IFSC code to uniquely identify each individual bank branch. The branch code, which identifies a specific bank branch, is a component of the IFSC code. The branch code is the final six digits of the IFSC code, and it is also printed on the first page of your bank passbook.
Q. Is it safe to share IFSC and MICR codes?
A.The IFSC and MICR codes for each branch of an Indian bank are unmatched and crucial for online money transfers in India. Every bank ensures the security of the fund transfer, and neither the IFSC nor the MICR codes may be used for theft, fraud, or spamming.
