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United Arab Emirates bank code guide

When to use Domestic routing number, what to request from the bank, and how to interpret directory results.

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Domestic payments

Use the beneficiary’s IBAN and any routing details specified by the bank or payment provider.

International payments

Use the beneficiary bank’s IBAN, SWIFT/BIC and currency-specific instructions.

Important distinctions

How to find and confirm the identifier

  1. Ask the recipient to obtain payment instructions from their bank’s official app, statement or website.
  2. Match the country, identifier type and institution. Keep leading zeros and do not substitute a different code type.
  3. For a changed bank or branch, verify the replacement instructions directly with the bank. A similar name is not enough.

Directory coverage

Historical HSBC AutoPay reference (March 2022), including banks and exchange houses. This is not a current CBUAE register. WPS and non-WPS codes can differ; the HSBC entries retain that distinction. Merged institutions remain historical names. Confirm with your bank or payroll agent.

Saved source date: 2022-03. Authority / source reference ↗

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