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Simple interest calculator

Calculate interest without compounding.

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Your inputs

Inputs stay in your browser. Changing the display currency does not convert the amounts.

Your estimate

Rates and returns are editable assumptions. Results are estimates, not a quote or guarantee.

How this calculation works

Interest = principal × annual rate × years. Maturity = principal + interest.

Method reviewed: November 2, 2026. Reference: Investor.gov compound-interest calculator ↗

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