Everyday financial tools

Czech Republic bank code guide

When to use Four-digit payment-system code, what to request from the bank, and how to interpret directory results.

Domestic payments

Use the beneficiary’s account information and four-digit bank/provider code requested by the payment form.

International payments

Obtain the recipient’s IBAN and any BIC or currency-specific instructions from the receiving bank.

Important distinctions

The CNB list covers payment-service providers as well as banks.
Keep all four code digits. Do not derive a branch location from this institution-level code.
The CERTIS flag is a source participation field; it does not validate an account.

How to find and confirm the identifier

Ask the recipient to obtain payment instructions from their bank’s official app, statement or website.
Match the country, identifier type and institution. Keep leading zeros and do not substitute a different code type.
For a changed bank or branch, verify the replacement instructions directly with the bank. A similar name is not enough.

Directory coverage

Czech National Bank payment-system code list 255. Four-digit codes identify payment-service providers, not individual branches. CERTIS participation is preserved from the source; a code match does not validate an account.

Saved source date: 2026-10-01. Authority / source reference ↗

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