Everyday financial tools

Bulgaria bank code guide

When to use Eight-character BAE code, what to request from the bank, and how to interpret directory results.

Domestic payments

Use the beneficiary’s IBAN and the identifiers requested by the payment provider.

International payments

Obtain the receiving bank’s IBAN and any BIC or currency-specific instructions.

Important distinctions

A BAE code contains four letters followed by four digits.
The BNB register contains institution and branch records. A branch BIC is left blank when the source does not supply one.
A headquarters BIC is not automatically assigned to every branch record.

How to find and confirm the identifier

Ask the recipient to obtain payment instructions from their bank’s official app, statement or website.
Match the country, identifier type and institution. Keep leading zeros and do not substitute a different code type.
For a changed bank or branch, verify the replacement instructions directly with the bank. A similar name is not enough.

Directory coverage

Bulgarian National Bank BAE register dated October 9, 2026. Includes the institution rows and all branch rows made available through the register’s public expand controls. Branch BICs are left blank where the source does not supply one; headquarters BICs are not inferred for branches.

Saved source date: 2026-10-09. Authority / source reference ↗

Search Bulgaria codes · Check a code pattern · Check source freshness