Finland bank code guide

Domestic payments

Use the recipient’s Finnish IBAN for the payment. The MFI identifier helps identify the institution within the national account-number structure.

International payments

Use the receiving bank’s IBAN and any BIC instructions requested by the sending bank.

Important distinctions

• Finance Finland publishes institution identifiers and BICs, not a full branch-location directory.
• Use the identifier exactly as listed; do not pad or truncate it based on a different country’s rules.
• The date printed inside the source spreadsheet can be older than the surrounding webpage’s update date.

How to find and confirm the identifier

1. Ask the recipient to obtain payment instructions from their bank’s official app, statement or website.
2. Match the country, identifier type and institution. Keep leading zeros and do not substitute a different code type.
3. For a changed bank or branch, verify the replacement instructions directly with the bank. A similar name is not enough.

Directory coverage

Finance Finland MFI identifiers and BICs. The spreadsheet itself is dated March 16, 2026; the source page has a later update date. Codes are retained exactly as listed. These identify financial institutions or account-number prefixes, not individual branches.

Saved source date: 2026-03-16. Authority / source reference ↗

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