Everyday financial tools
Australia bank code guide
When to use Six-digit BSB, what to request from the bank, and how to interpret directory results.
Domestic payments
Use the BSB and recipient account details supplied for the destination account.
International payments
Ask the receiving bank for its SWIFT/BIC, BSB and account instructions, including any intermediary requirements.
Important distinctions
- BSBs are six digits, commonly written as 123-456.
- A BSB listing and payment-stream flags are separate facts. A missing NPP flag is not proof that NPP is unavailable.
- AusPayNet publishes monthly directory updates. Confirm the appropriate account instructions directly with the bank.
How to find and confirm the identifier
- Ask the recipient to obtain payment instructions from their bank’s official app, statement or website.
- Match the country, identifier type and institution. Keep leading zeros and do not substitute a different code type.
- For a changed bank or branch, verify the replacement instructions directly with the bank. A similar name is not enough.
Directory coverage
Use the linked authority and the receiving bank for current records.
Saved source date: See authority publication. Authority / source reference ↗
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